Commercial Property Insurance

For this specific type of cover we unfortunately cannot offer quotes online. To speak to one of our Front Line Advisers about obtaining a quote for commercial property insurance, call 0800 311 2023.

The call centre will be open from 8:00am - 5:30pm Monday to Friday, and 9:00am - 1:00pm on Saturday. However, there is an answer machine service where you can leave a message if you call out of hours.

What Does This Policy Cover? What Does This Policy Cover?

Our policy offers comprehensive cover for most commercial properties including:

  • Offices, including taxi offices, travel agents, and estate agents.
  • Hairdressers and beauticians.
  • Restaurants, including cafés and high risk eateries, such as fast food takeaways.
  • Dental surgeries.
  • Car accessory stores.
  • Furniture stores.
  • Garden centres.
  • Commercial & residential combined.

Vacant And Unoccupied Commercial Property Insurance

We provide Unoccupied Commercial Property Insurance. This will provide you with cover for standard perils and property owner's liability

Residential And Commercial Combined

Insurance cover is also available for 'Commercial & Residential' combined policies throughout the UK. The policy covers buildings with a combination of residential and commercial interests such as offices, shops, restaurants etc with residential accommodation attached. This includes commercial policies where the landlord lives above. We also provide cover for multiple tenancy types.

Policy Benefits

  • Cover for Material Damage through accidental loss or destruction.
  • Full Accidental Damage cover.
  • Up to £2 Million Property Owners Liability (subject to additional premium).
  • Up to 20% Loss of Rent(subject to additional premium).
Download Policy Wording